Legal Disclaimer, Terms of Service, Refunds and Privacy Policy agreement.

By scheduling or requesting any (Paid or Complimentary) spiritual consultation or Psychic services offered by Chorus management INC and it’s affiliates  (Soulconnections.net (“Psychic  Ann”), soulmatereader.com, lovereader.net, divinesoulmate.com, soulmateconnections.net, soulmatelove.net, twinsoulcollective.com soulmatestwinflames.com psychic440 or any type of communication with one of our Psychics, and/or paying (or free) for any services that she offers on any of her websites, you are stating and agreeing that you read this disclaimer and all terms of services by Chorus Management INC., and that you understand completely and willingly enter into, agree and accept the following:

1. You are over the age of 18 Years old. You haven’t been declared mentally incompetent or have been diagnosed being mental unstable, and you are voluntarily chose to participate in a psychic tarot readings and/or spiritual counseling, session services;

2. Any of the information you receive and all communication, consultations, meditations, Psychic readings or spiritual services with Psychic Ann, via this website or any of the affiliates (Chorus management)  is for spiritual, inspirations, educational, and for entertainment purposes only.

It is not intended to, or should ever, take the place of any getting medical advice, medical treatment, any legal, business financial decision, life coach, psychological, or any other type of professional advice.

3. Psychic Ann does not provide or give any type of health related advice, medical diagnosis, medical treatment or psychological therapy. She does not provide any legal or psychological advice in any situation.

Psychic Ann also does not claim to be a specialist in life decisions, expert in financial business management, accounting, financial planning, investment in stocks and stock market matters.

Psychic Ann (Soulconnections.net, lovereader.net, psychic440.com, soulmatereader.com, soulmateconnections.net, Chorus management inc., and affiliates) will not accept the responsibility for any the decisions made or the actions that are taken by anyone based upon readings, meditations, consultations or any type of communications with her or her affiliates, or based upon the blog post information articles contained within this website. The decisions and choices you make and any of the actions you take in response to any of the services offered are solely your responsibility.

4. By requesting advice or information, you agree to hold completely absolutely indemnify and blameless, soulconnections.net (and all affiliates), her and her practice, and this website (chorus managment.inc), from all and any possible liabilities, losses and/or damages that may arise from the use of the spiritual, psychic or consultation services, sessions offered or any type of communications with her.

5. Please seek medical or psychological assistance or treatment from a qualified health care professional if you have a mental illness, mental disorder, disease.

Please seek financial assistance from a banker, stock broker or financial consultant before you make financial transactions.

Please seek legal assistance from a qualified attorney at law for any legal matters or problems.

I highly recommend every person to act according to his /her own conscience. I will guide you the best advice of my abilities that I am capable. You are responsible for your own behavior.

Accuracy with Readings

Ann Elizabeth has a very high level of accuracy in all her psychic spiritual sessions, she has a lifetime of experience interpreting spiritual messages, psychic predictions and energy vibrations, but no one is 100% accurate and Psychic Ann Elizabeth  is not 100% accurate, this can’t be guaranteed in any paid or free one question psychic reading session.  

Ann Elizabeth does not guarantee with future predictions, love relationships life events that did not happen, this is not guaranteed in any paid or free one question psychic reading session. Entertainment purposes only!

Ann Elizabeth is not God no does she claim to be, we are all human, she doesn’t give a money back guarantee on any of readings, predictions, forecasts. You have your own free will, choices and decisions to make, you can be guided on your life path, future and where your destiny is headed.

Any spiritualist psychic or clairvoyant who ever guarantees 100% accuracy on their readings or on giving dates and time frames is not honest, no one is only God.

---

Payments, Refunds & Fees Policies:

Psychic Reading  sessions are scheduled and pre-payment are required prior to all readings and scheduling.

When paying for your reading through Paypal, the transaction fee within the US is 2.9% + $0.30 per transaction

International sales are 4.4% transaction fee plus a fixed fee based on currency received click here to  read more 

OCTOBER 1,2019: The fees collected by paypal are NONREFUNDABLE. Paypal’s new policy that all refunds issued, paypal fees will be deducted from the total amount refunded. Read more. 

Psychic readings and sessions can be cancelled with a full refund minus the Paypal fees which are non refundable from PayPal (read more), if the cancellation is with in 24 hour notice.

•Any psychic reading, meditation or soul coaching session that is cancelled due to any non-emergency (or changed mind) and with less than 2 hours notice given is subject to 50% cancellation fee (along with pay pal fees that are NOT REFUNDED FROM PAYPAL). Rescheduling is highly recommended.

•If you are not satisfied after your first reading after 24 hours, you can contact us for a full refund for your reading, no questions asked. Otherwise no refunds or exchanges for readings. 

READ CAREFULLY TO SCHEDULING AN APPOINTMENT:

•NO REFUNDS: If an appointment cannot be honored by myself, a new one will be issued. (read more about other conditions for refunds)

•Payment must be received  with in 12 hours in advance or the appointment will not be honored. 

•TARDY POLICY: If more than half of the appointment is missed, it is considered a no show and no refunds are issued, Rescheduling is highly recommended.

PLEASE NOTE: You have the chance and taken time to ask any and all of your questions. You fully and completely understand and you have the free will to choose and enter into this legal and binding disclaimer of terms of service agreement.

All services offered by souconnections.net / lovereader.net or any of the chorus management inc team, affiliate websites – Chorus managment.inc are only for entertainment purposes only!

---

Chorus Management INC and affiliates PRIVACY POLICY.

Chorus Management INC and it’s affiliates (soul connections, Soulmate reader, soulmate connections, soulmates twin flames, psychic 440, Love reader, soulmatelove.com, divinesoulmate.com, fitnhealthier fury babies,), is committed to protecting the privacy of its users. This Privacy Policy is designed to help you understand what information we gather, how we use it, what we do to protect it, and to assist you in making informed decisions when using our Service. Unless otherwise indicated below, this Privacy Policy applies to any website that references this Privacy Policy, any Company website, as well as any data the Company may collect across partnered and unaffiliated sites.

For purposes of this Agreement, “Service” refers to the Company’s service which can be accessed via ours websites or through our mobile application. The terms “we,” “us,” and “our” refer to the Company. “You” refers to you, as a user of Service.

I. CONSENT

By accessing our Service, you accept our Privacy Policy and Terms of Use, and you consent to our collection, storage, use and disclosure of your personal information as described in this Privacy Policy. In addition, by using our Service, or services across partnered and unaffiliated sites, you are accepting the policies and practices described in this Privacy Policy. Each time you visit our website, or use the Service, and any time you voluntarily provide us with information, you agree that you are consenting to our collection, use and disclosure of the information that you provide, and you are consenting to receive emails or otherwise be contacted, as described in this Privacy Policy. Whether or not you book, order readings, ask questions about life situations, use our articles and suggestions, subscribe to news letters, register or create any kind of account,  communicating with us, this Privacy Policy applies to all users and clients of the website and the chorus management inc, their affiliates and reading information Services.

II. INFORMATION WE COLLECT

We may collect both “Non-Personal Information” and “Personal Information” about you. “Non-Personal Information” includes information that cannot be used to personally identify you, such as anonymous usage data, general demographic information we may collect, referring/exit pages and URLs, platform types, preferences you submit and preferences that are generated based on the data you submit and number of clicks. “Personal Information” includes information that can be used to personally identify you, such as your name, address and email address.

In addition, we may also track information provided to us by your browser or by our mobile application when you view or use the Service, such as the website you came from (known as the “referring URL”), the type of browser you use, the device from which you connected to the Service, the time and date of access, and other information that does not personally identify you.

We use this information for, among other things, the operation of the Service, to maintain the quality of the Service, to provide general statistics regarding use of the Service and for other business purposes. We track this information using cookies, or small text files which include an anonymous unique identifier.

Cookies are sent to a user’s browser from our servers and are stored on the user’s computer hard drive. Sending a cookie to a user’s browser enables us to collect Non-Personal Information about that user and keep a record of the user’s preferences when utilizing our services, both on an individual and aggregate basis.

The Company may use both persistent and session cookies; persistent cookies remain on your computer after you close your session and until you delete them, while session cookies expire when you close your browser.

Persistent cookies can be removed by following your Internet browser help file directions. If you choose to disable cookies, some areas of the Service may not work properly.

III. HOW WE USE AND SHARE INFORMATION

Personal Information:

We do not sell, trade, rent or otherwise share your Personal Information with third parties without your consent. We do not share your Personal Information with vendors and other third-party providers who are performing services for the Company.

However, certain third-party service providers, such as payment processors, have their own privacy policies in respect of the information that we are required to provide to them in order to use their services.  For these third-party service providers, we recommend that you read their privacy policies so that you can understand the manner in which your Personal Information will be handled by such providers.

In addition, we may disclose your Personal Information if required to do so by law or if you violate our Terms of Use.

Non-Personal Information:

In general, we use Non-Personal Information to help us improve the Service and customize the user experience. We also aggregate Non-Personal Information in order to track trends and analyze use patterns of the Service. This Privacy Policy does not limit in any way our use or disclosure of Non-Personal Information and we reserve the right to use and disclose such Non-Personal Information to our partners, advertisers and other third parties at our sole discretion.

IV. HOW WE PROTECT INFORMATION

We implement reasonable precautions and follow industry best practices in order to protect your Personal Information and ensure that such Personal Information is not accessed, disclosed, altered or destroyed.  However, these measures do not guarantee that your information will not be accessed, disclosed, altered or destroyed by breach of such precautions. By using our Service, you acknowledge that you understand and agree to assume these risks.

V. YOUR RIGHTS REGARDING THE USE OF YOUR PERSONAL INFORMATION

You have the right at any time to prevent us from contacting you for marketing purposes. When we send a promotional communication to a user via email, the user can opt out of further promotional communications by following the unsubscribe instructions provided in each promotional e-mail. Please note that notwithstanding the promotional preferences you indicate by either unsubscribing or opting out in the Settings section of the Site, we may continue to send you administrative emails including, for example, periodic updates to our Privacy Policy.

VI. LINKS TO OTHER WEBSITES

As part of the Service, we may provide links to or compatibility with other websites or applications. However, we are not responsible for the privacy practices employed by those websites or the information or content they contain. This Privacy Policy applies solely to information collected by us through the Service. Therefore, this Privacy Policy does not apply to your use of a third-party website accessed by selecting a link via our Service. To the extent that you access or use the Service through or on another website or application, then the privacy policy of that other website or application will apply to your access or use of that site or application. We encourage our users to read the privacy statements of other websites before proceeding to use them.

VII. AGE OF CONSENT

By using the Service, you represent that you are at least 18 years of age.

VIII. CHANGES TO OUR PRIVACY POLICY

The Company reserves the right to change this Privacy Policy and our Terms of Use at any time. If we decide to change this Privacy Policy, we will post these changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it. Any such modifications become effective upon your continued access to and/or use of the Service five (5) days after we first post the changes on the website or otherwise provide you with notice of such modifications. It is your sole responsibility to check this website from time to time to view any such changes to the terms of this Privacy Policy. If you do not agree to any changes, if and when such changes may be made to this Privacy Policy, you must cease access to this website. If you have provided your email address to us, you give us permission to email you for the purpose of notification as described in this Privacy Policy.

IX. EMAIL COMMUNICATIONS & OPTING OUT

We will send you Service-related announcements on occasions when it is necessary to do so. For instance, if our Service is temporarily suspended for maintenance, or a new enhancement is released, which will affect the way you use our Service, we might send you an email. Generally, you may not opt-out of these communications, which are not promotional in nature.  Based upon the Personal Information that you provide us, we may communicate with you in response to your inquiries to provide the services you request and to manage your account. We will communicate with you by email or telephone, in accordance with your wishes.  We may also use your Personal Information to send you updates and other promotional communications. If you no longer wish to receive those email updates, you may opt-out of receiving them by following the instructions included in each update or communication.

X. CONTACT US & WITHDRAWING CONSENT

If you have any questions regarding this Privacy Policy or the practices of this Site, or wish to withdraw your consent for the continued collection, use or disclosure of your Personal Information, please contact us by sending an email to ann@soulconnections.net.

Last Updated: This Privacy Policy was last updated on December 20 2019.

Secure – Not shared – All information is private and confidential

Please Note: You have the chance and taken time to ask any and all of your questions. You fully and completely understand and you have the free will to choose and enter into this legal and binding disclaimer of terms of service agreement.

---

Chorus Management INC and affiliates PRIVACY POLICY.

Chorus Management INC and it’s affiliates (soul connections, Soulmate reader, soulmate connections, soulmates twin flames, psychic 440, Love reader, soulmatelove.com, divinesoulmate.com, fitnhealthier fury babies,), is committed to protecting the privacy of its users. This Privacy Policy is designed to help you understand what information we gather, how we use it, what we do to protect it, and to assist you in making informed decisions when using our Service. Unless otherwise indicated below, this Privacy Policy applies to any website that references this Privacy Policy, any Company website, as well as any data the Company may collect across partnered and unaffiliated sites.

For purposes of this Agreement, “Service” refers to the Company’s service which can be accessed via ours websites or through our mobile application. The terms “we,” “us,” and “our” refer to the Company. “You” refers to you, as a user of Service.

I. CONSENT

By accessing our Service, you accept our Privacy Policy and Terms of Use, and you consent to our collection, storage, use and disclosure of your personal information as described in this Privacy Policy. In addition, by using our Service, or services across partnered and unaffiliated sites, you are accepting the policies and practices described in this Privacy Policy. Each time you visit our website, or use the Service, and any time you voluntarily provide us with information, you agree that you are consenting to our collection, use and disclosure of the information that you provide, and you are consenting to receive emails or otherwise be contacted, as described in this Privacy Policy. Whether or not you book, order readings, ask questions about life situations, use our articles and suggestions, subscribe to news letters, register or create any kind of account,  communicating with us, this Privacy Policy applies to all users and clients of the website and the chorus management inc, their affiliates and reading information Services.

II. INFORMATION WE COLLECT

We may collect both “Non-Personal Information” and “Personal Information” about you. “Non-Personal Information” includes information that cannot be used to personally identify you, such as anonymous usage data, general demographic information we may collect, referring/exit pages and URLs, platform types, preferences you submit and preferences that are generated based on the data you submit and number of clicks. “Personal Information” includes information that can be used to personally identify you, such as your name, address and email address.

In addition, we may also track information provided to us by your browser or by our mobile application when you view or use the Service, such as the website you came from (known as the “referring URL”), the type of browser you use, the device from which you connected to the Service, the time and date of access, and other information that does not personally identify you.  We use this information for, among other things, the operation of the Service, to maintain the quality of the Service, to provide general statistics regarding use of the Service and for other business purposes. We track this information using cookies, or small text files which include an anonymous unique identifier. Cookies are sent to a user’s browser from our servers and are stored on the user’s computer hard drive. Sending a cookie to a user’s browser enables us to collect Non-Personal Information about that user and keep a record of the user’s preferences when utilizing our services, both on an individual and aggregate basis.  The Company may use both persistent and session cookies; persistent cookies remain on your computer after you close your session and until you delete them, while session cookies expire when you close your browser. Persistent cookies can be removed by following your Internet browser help file directions. If you choose to disable cookies, some areas of the Service may not work properly.

III. HOW WE USE AND SHARE INFORMATION

Personal Information:

We do not sell, trade, rent or otherwise share your Personal Information with third parties without your consent. We do not share your Personal Information with vendors and other third-party providers who are performing services for the Company.

However, certain third-party service providers, such as payment processors, have their own privacy policies in respect of the information that we are required to provide to them in order to use their services.  For these third-party service providers, we recommend that you read their privacy policies so that you can understand the manner in which your Personal Information will be handled by such providers.

In addition, we may disclose your Personal Information if required to do so by law or if you violate our Terms of Use.

Non-Personal Information:

In general, we use Non-Personal Information to help us improve the Service and customize the user experience. We also aggregate Non-Personal Information in order to track trends and analyze use patterns of the Service. This Privacy Policy does not limit in any way our use or disclosure of Non-Personal Information and we reserve the right to use and disclose such Non-Personal Information to our partners, advertisers and other third parties at our sole discretion.

IV. HOW WE PROTECT INFORMATION

We implement reasonable precautions and follow industry best practices in order to protect your Personal Information and ensure that such Personal Information is not accessed, disclosed, altered or destroyed.  However, these measures do not guarantee that your information will not be accessed, disclosed, altered or destroyed by breach of such precautions. By using our Service, you acknowledge that you understand and agree to assume these risks.

V. YOUR RIGHTS REGARDING THE USE OF YOUR PERSONAL INFORMATION

You have the right at any time to prevent us from contacting you for marketing purposes. When we send a promotional communication to a user via email, the user can opt out of further promotional communications by following the unsubscribe instructions provided in each promotional e-mail. Please note that notwithstanding the promotional preferences you indicate by either unsubscribing or opting out in the Settings section of the Site, we may continue to send you administrative emails including, for example, periodic updates to our Privacy Policy.

VI. LINKS TO OTHER WEBSITES

As part of the Service, we may provide links to or compatibility with other websites or applications. However, we are not responsible for the privacy practices employed by those websites or the information or content they contain. This Privacy Policy applies solely to information collected by us through the Service. Therefore, this Privacy Policy does not apply to your use of a third-party website accessed by selecting a link via our Service. To the extent that you access or use the Service through or on another website or application, then the privacy policy of that other website or application will apply to your access or use of that site or application. We encourage our users to read the privacy statements of other websites before proceeding to use them.

VII. AGE OF CONSENT

By using the Service, you represent that you are at least 18 years of age.

VIII. CHANGES TO OUR PRIVACY POLICY

The Company reserves the right to change this Privacy Policy and our Terms of Use at any time. If we decide to change this Privacy Policy, we will post these changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it. Any such modifications become effective upon your continued access to and/or use of the Service five (5) days after we first post the changes on the website or otherwise provide you with notice of such modifications. It is your sole responsibility to check this website from time to time to view any such changes to the terms of this Privacy Policy. If you do not agree to any changes, if and when such changes may be made to this Privacy Policy, you must cease access to this website. If you have provided your email address to us, you give us permission to email you for the purpose of notification as described in this Privacy Policy.

IX. EMAIL COMMUNICATIONS & OPTING OUT

We will send you Service-related announcements on occasions when it is necessary to do so. For instance, if our Service is temporarily suspended for maintenance, or a new enhancement is released, which will affect the way you use our Service, we might send you an email. Generally, you may not opt-out of these communications, which are not promotional in nature.  Based upon the Personal Information that you provide us, we may communicate with you in response to your inquiries to provide the services you request and to manage your account. We will communicate with you by email or telephone, in accordance with your wishes.  We may also use your Personal Information to send you updates and other promotional communications. If you no longer wish to receive those email updates, you may opt-out of receiving them by following the instructions included in each update or communication.

X. CONTACT US & WITHDRAWING CONSENT

If you have any questions regarding this Privacy Policy or the practices of this Site, or wish to withdraw your consent for the continued collection, use or disclosure of your Personal Information, please contact us by sending an email to ann@soulconnections.net.

​

Read our disclaimer

Last Updated: This Privacy Policy was last updated on December 20 2019.

Secure – Not shared – All information is private and confidential